Avoiding paying inflated interest rates and keeping loan repayments as low as possible is key to staying on top of your mortgage and your personal finances.

With the housing market becoming more and more competitive, are we in really in a crisis?

Choosing the right mortgage can be a testing experience, however this “jargon buster” should make things a little easier…

Mortgage approvals fell in September last month to the lowest amount in four months.

With increasing house prices and a need to cut down on monthly outgoings, more and more home buyers are looking to longer term mortgages as a solution. But just how easy is it to take out a 40 year mortgage?

Working out Capital Gains Tax can be difficult, especially when the situation is complicated due to inherited properties. 

More and more house buyers are taking out 30 year or more mortgages in an attempt to cut down on their monthly repayments.

Homeowners set to face extra costs with an interest increase “drawing closer”.

First time buyers have found it “virtually impossible” in recent times to purchase their own home, research suggests. While deposits and moving costs may be stumbling blocks for young people, it will come as a relief to see fees on fixed rates mortgages fall by 17%.

Fixed rate mortgages are currently at the lowest rate ever seen. This means it is now possible to secure a 2 year fixed mortgage at a rate of just 1.07% and a 10 year mortgage for less than 3%.

Now we have the results from the General Election, investors’ first moves will be an indicator for how the country’s financial situation will take shape over the next term.

Here’s a summary of the key things to watch...

With the upcoming General Election, it may be time to think about your finances ahead of changes to current policies and legislation. As we get closer to the day, it is wise to read up on what a new government will mean for your savings and investments. With a hung parliament likely, some of the smaller parties may get chance to push through some of their policies which could come as  a surprise to some.

Buying a property has long been seen as a rite of passage, a seminal moment in reaching adulthood as you leave behind the care-free days of renting. For the current generation, with house prices generally being 5 times income for first times buyers, it is more difficult than ever to get on the first rung of the property ladder.

So, what can you do to put yourself in the best possible position to be able to afford your first home? Here are some pieces of advice…