
Blog
Insights from the Charles James team
35 Year Olds Should Have Double Their Salary in Savings
According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.
Taxation Changes For The New Tax Year
The new tax year has arrived, and with it comes sweeping changes to the way you pay tax…
Government To Ban Unsolicited Pensions Calls
Following pressure from numerous groups, the government will ban cold calls relating to pensions as of this summer.
Pension Contributions Set To Rise
Millions of British workers will see their automatic pension contributions increase from April this year.
Budget 2017: Housing, Tax, Savings & Pensions
The 2017 Budget was delivered on 22nd November by Chancellor Philip Hammond, and contained big changes, particularly for first time buyers.
Over 50s Failing to Put Extra Income into A Pension
Many older workers are expecting to use inheritance money or property sales to boost their retirement funds, as saving is becoming more difficult.
UK Inflation Climbs to 3% in September
The Consumer Prices Index has reached the highest rate in over 5 years.
Checking Your State Pension
Many are being advised to check their state pension forecast in advance, in order to avoid disappointment and give themselves time to prepare.
Drawdown Pensions and Financial Advice
An increasing number of people are taking out drawdown pensions without seeking financial guidance.
How Long Does The Triple-Lock Pension Have Left?
With the Government’s U-turn on scrapping Triple-Lock, just how long can the state pension policy last for?
Writing Your Business Shares Into Your Will
Over half of British small business owners do not include instructions on what to do with company shares in the event of their death.
What Does A Hung Parliament Mean For Your Finances?
An unexpected result in the General Election has left uncertainty surrounding key policies, particularly involving personal finance.
Personal Finance and The 2017 General Election
As the date for the General election approaches, we take a look at what Labour and the Conservatives have included in their manifestos regarding personal finance.
Most Britons Expect to Work Past the Age of 65
The majority of Britons expect to work past retirement age as worries about the size of pension pots surface.
Possible Changes to the Pensions Triple Lock
The Government is considering replacing the Pensions triple lock, which guarantees a minimum yearly increase in the state pension.
Younger Generation Likely to Benefit from Inheritance Lump Sums
Over £400 billion could be passed down from grandparents straight to grandchildren in the coming decades.
How To Improve Pension Freedoms
It has been two years since pension freedoms were introduced, but there are still improvements that need to be made…
Preparing Your Small Business for Auto-Enrolment
Is your small business prepared for auto-enrolment? Here's what you need to get in place ahead of your staging date...
Will Your Pension Be Sufficient?
Just 36% of people believe that their pension will provide a good retirement.
Young and Old People Targeted By Pension Scams
Approximately 26% of adults have received some form of unsolicited contact about their pension...