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Insights from the Charles James team
Financial Planning for Retirement
If your plans for the future have felt stalled recently, now might be the ideal time to revisit and reignite them…
Retirement Planning: Building a Comfortable Nest Egg
Retirement is something that seems to approach often out of nowhere. The classic saying, the earlier you start, the better is definitely one that rings true, so how do you actually go about putting a retirement plan into place?
How Much Money is Enough? Understanding Your Retirement Finances
Retirement is an exciting phase, filled with opportunities to pursue your passions, travel, and spend quality time with loved ones. However, to truly relish the freedom that retirement offers, it's crucial to gain a clear understanding of how much money is enough to sustain your desired lifestyle.
UK Government To Address Pension Tax Anomaly
The Treasury has confirmed that it is looking at ways to change some of the ways in which pensions tax relief is provided.
Get Advice Before Withdrawing From Your Pension
Pensions freedoms have brought financial flexibility for those entering retirement age, however you must be aware of the consequences of withdrawing lump sums from your pension pot, especially if you plan on doing so before retirement age.
25% of Pensioner Households Have Zero Savings
Latest government figures reveal that a quarter of all pensioner households have no money saved for retirement.
Over 50s Failing to Put Extra Income into A Pension
Many older workers are expecting to use inheritance money or property sales to boost their retirement funds, as saving is becoming more difficult.
Checking Your State Pension
Many are being advised to check their state pension forecast in advance, in order to avoid disappointment and give themselves time to prepare.
Mortgage Repayment Periods Extend
38 of all mortgages taken out in 2017 will not be paid back until the borrower is at least 65.