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Insights from the Charles James team
What Is An Annuity?
An annuity is a financial product that allows you to convert your pension savings into a guaranteed, fixed income for the rest of your life - often referred to as a secure income.
Choosing an annuity is a significant decision, as it is usually irreversible. That’s why it’s essential to fully understand how annuities work, the different types available, and the features they offer before making a commitment…
The Three Main Ways To Access Your Pension Savings
Before you decide how you'd like to access your pension savings, it's important to take some time to understand all your options.
What are your retirement options?
Pensions: The Basics
Many people, especially young people, put off contributing into a pension as they just aren’t sure how and why they should. Here are the basics of pensions to help you maximise your retirement fund.
Most Britons Expect to Work Past the Age of 65
The majority of Britons expect to work past retirement age as worries about the size of pension pots surface.
How To Improve Pension Freedoms
It has been two years since pension freedoms were introduced, but there are still improvements that need to be made…