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Insights from the Charles James team
Understanding mortgages as a first-time buyer
We understand mortgages can be a confusing topic. If you're a first-time buyer, it's important you have a clear understanding of mortgages and your options before you buy your first home.
How does furlough affect your mortgage?
If you have been furloughed and are currently on the government Job Retention Scheme, you may understandably be slightly worried about how this may affect your mortgage application.
Mortgage Approvals at A 2 Year High
Mortgage lenders approved 42,989 mortgages in April of this year, which may be a sign that the housing market is showing strength in uncertain times.
Can You Afford Your Mortgage Repayments?
Whether or not you are able to take out a mortgage depends on your ability to repay the loan, or rather, your lender’s confidence in your ability to repay.
Different Ways To Repay Your Mortgage
When repaying your mortgage, there may be one solution that is better for you than others. There are three different ways you can arrange repayment of a mortgage, with each varying on the way in which repayments and interest is structured.
Prepare Yourself For A Mortgage
When taking out a new mortgage, or even remortgaging, you will need to answer questions and provide information about your finances. Here’s what you can expect…
Why You Should Remortgage Sooner Rather Than Later
With interest rates set to rise, now could be the best time to take out a new mortgage.
Mortgage Lending Drops to a 3 Year Low
New mortgages for houses fell to the lowest amount since January 2015.
Over 50% of UK Customers Are Missing Better Mortgage Choices
A large number of customers in the UK do not realise that a wider range of mortgage product choices are available from mortgage brokers.
Mortgages Slow Down But Borrowing Reflects Confidence
Despite mortgage numbers falling, levels of consumer credit stays strong.
Mortgage Lending Recovers
The housing market slowdown appears to be coming to a halt as mortgage lending picks up pace.
The Bank of Mum and Dad Loans Increase
A report from Legal & General reveals that parental and family loans for property will increase by 30% in 2017.
Mortgage Lending Stabilises
Mortgage lending fell last month as the housing market has appeared to settle down.