Blog
Insights from the Charles James team
What Is An Annuity?
An annuity is a financial product that allows you to convert your pension savings into a guaranteed, fixed income for the rest of your life - often referred to as a secure income.
Choosing an annuity is a significant decision, as it is usually irreversible. That’s why it’s essential to fully understand how annuities work, the different types available, and the features they offer before making a commitment…
A Fifth of Parents Have Borrowed From Their Children
New research has shown that 19% of parents have borrowed cash from a child’s savings account.
Proposed Credit Card Changes and How They Could Affect You
New rules proposed by the Financial Conduct Authority (FCA) could see credit card providers forced to help customers in debt.
1 in 4 to Retire With Debt This Year
A quarter of those retiring this year will do so with outstanding debts according to a report from the Prudential.
A Quarter of UK Families Have Less Than £95 in Savings
The savings gap between high income and low income families is widening…
The UK Economy Post-Brexit
Since the UK voted to leave the EU on the 23rd June, there has been lots of speculation about what will happen to the country’s economy. We take a look at how different markets have been affected.
Help to Buy and Outpriced First-Time Buyers
Despite the government’s Help to Buy initiative, many first-time buyers are being priced out of purchasing a home.
Should I Invest in Premium Bonds?
National Savings & Investment have recently announced that the number of Premium Bond prizes will be reduced. We take a look at just how lucrative an investment they really are.
Alternatives to Savings Accounts
For some people, savings accounts aren't necessarily the preferred place to keep spare money as it could be worth more when invested elsewhere.