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Insights from the Charles James team
Financial Planning for Retirement
If your plans for the future have felt stalled recently, now might be the ideal time to revisit and reignite them…
Retirement Planning: Building a Comfortable Nest Egg
Retirement is something that seems to approach often out of nowhere. The classic saying, the earlier you start, the better is definitely one that rings true, so how do you actually go about putting a retirement plan into place?
How Much Money is Enough? Understanding Your Retirement Finances
Retirement is an exciting phase, filled with opportunities to pursue your passions, travel, and spend quality time with loved ones. However, to truly relish the freedom that retirement offers, it's crucial to gain a clear understanding of how much money is enough to sustain your desired lifestyle.
Retirement Planning - How to Secure Your Future
Retirement is a significant life event that requires careful planning to ensure a financially secure and fulfilling future. Regardless of your situation, retirement planning shares common principles and steps that are essential for setting yourself up for success.
Here, we will explore the key factors and actionable strategies worth considering when planning for retirement.
3 Things to Know About Retirement Planning in 2022
Saving for retirement can be a daunting prospect. There are many different planning options and the amount needed to save comes down to the individual. According to one study, just 12% of under 55s have set a target for their pension pots—meaning around 18 million UK adults could potentially be heading for a retirement nightmare.
That's why we are here to break it down with 3 things you need to know about retirement planning.
Top 5 considerations when preparing for retirement
After years of hard work, the time has finally come to begin thinking about retirement and it pays to be prepared as retirement nears.
When Can You Claim Your State Pension?
The State Pension conditions have gradually changed, leaving many confused as to when they are allowed to claim it and how much they are entitled to.
Pension Savers Set To Receive Better Returns
The Financial Conduct Authority (FCA) and The Pensions Regulator (TPR) stated this week that they would attempt to drive value for money for those in pension schemes.
12% of Your Salary Should Be saved Into A Pension
According to a new report, workers should be saving at least 12% of their annual wage into a pension.
Pension Contributions Set To Rise
Millions of British workers will see their automatic pension contributions increase from April this year.
Most Britons Expect to Work Past the Age of 65
The majority of Britons expect to work past retirement age as worries about the size of pension pots surface.
1 in 4 to Retire With Debt This Year
A quarter of those retiring this year will do so with outstanding debts according to a report from the Prudential.
How Much Should You Withdraw From Your Pension?
Financial experts are worried about the amount of money that retirees are withdrawing from their pensions, so just how much is safe to withdraw?
The Millennial Wage Gap
Millennials could become the first generation to earn less on average than the generation before them.
Making the Right Pension Decisions
If you have been paying into a pension, you will now have full access to it once you turn 55. The question is, what will you do with it?
New Pension Tax Reforms to Hit The Wealthy
The latest proposed changes to the pension taxation system could have the biggest effect on the richest.
Pension Misconceptions
It’s quite easy to let the details of pensions pass you by, so we take a look at some of the myths about retirement planning.
Are Young Workers Saving Enough for Retirement?
Pensions encourage people to think about their finances ahead of retirement, however the current pension system may actually discourage saving.