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Insights from the Charles James team
Understanding mortgages as a first-time buyer
We understand mortgages can be a confusing topic. If you're a first-time buyer, it's important you have a clear understanding of mortgages and your options before you buy your first home.
Plan To Allow First-Time Buyers To Access Pensions For House Deposit Comes Under Fire
As the Housing Secretary calls on the government to allow first-time buyers to access their pension funds to help fund a deposit on a house, the Department for Work and Pensions (DWP) argue against the proposal.
Over Half Of Families To Help Relatives Buy Their First House
With young people struggling to get on the housing ladder, around 54% of families will use cash savings to help relatives purchase their first house this year.
First-Time Buyer Numbers Exceed Home Movers
For the first time in 23 years, the number of first-time buyers has exceeded the number of current home owners looking to sell.
How To Buy a House With A Lifetime ISA
Lifetime ISAs are almost a year old, but many people are still confused about how to claim their 25% interest.
Mortgage Lending Amounts Reach All Time High
More money than ever before was borrowed by first-time buyers last year.
Home ownership falls in English Cities
The percentage of the population which own their own home has fallen its lowest level in 30 years.
The Bank of Mum and Dad
The Bank of Mum and Dad is set to become one of the highest mortgage lenders in the UK as more and more young buyers seek financial help from their parents.
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.