We understand mortgages can be a confusing topic. If you're a first-time buyer, it's important you have a clear understanding of mortgages and your options before you buy your first home.
As the Housing Secretary calls on the government to allow first-time buyers to access their pension funds to help fund a deposit on a house, the Department for Work and Pensions (DWP) argue against the proposal.
With young people struggling to get on the housing ladder, around 54% of families will use cash savings to help relatives purchase their first house this year.
The Bank of Mum and Dad is set to become one of the highest mortgage lenders in the UK as more and more young buyers seek financial help from their parents.
