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Insights from the Charles James team
What Is An Annuity?
An annuity is a financial product that allows you to convert your pension savings into a guaranteed, fixed income for the rest of your life - often referred to as a secure income.
Choosing an annuity is a significant decision, as it is usually irreversible. That’s why it’s essential to fully understand how annuities work, the different types available, and the features they offer before making a commitment…
How To Manage Your Everyday Money
Do you ever find yourself wondering why your money seems to vanish so quickly each month?
You’re not alone. The good news is that with a few simple habits, you can gain control over your money and start making intentional choices that align with your financial goals.
Why is an Emergency Fund a Good Idea?
Setting aside money for a rainy day can help tide you over in times of challenge and provide financial security when in need of it.
What are your emergency fund options?
Savings Accounts: Your Guide to Making the Right Choice
Choosing the right savings account can be a challenge. We’ve seen savings accounts going up to 5.25% interest on easy access and 6% on fixed rates.
Here, we provide a short, concise guide on how to select the ideal savings account and weigh the pros and cons of savings.
3 Financial New Year's Resolutions for 2022
With the New Year upon us, it's often seen as a fresh start, a blank page, a new chapter. When better to enforce new and positive financial habits, especially after the most expensive time of the year?
Sit back and let's make the most of the new beginning, as we have the 3 financial New Year's resolutions for you…
Financial New Year's Resolutions
Sticking to financial goals is not an easy task, but by making small, achievable changes, you will eventually be able to reach larger, long term targets. Take a look at some suggestions for financial new year's resolutions to help you on your way...