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Insights from the Charles James team
What Is An Annuity?
An annuity is a financial product that allows you to convert your pension savings into a guaranteed, fixed income for the rest of your life - often referred to as a secure income.
Choosing an annuity is a significant decision, as it is usually irreversible. That’s why it’s essential to fully understand how annuities work, the different types available, and the features they offer before making a commitment…
The Three Main Ways To Access Your Pension Savings
Before you decide how you'd like to access your pension savings, it's important to take some time to understand all your options.
What are your retirement options?
The State Pension Age Could Rise to 70
Analysis of government documents reveals the DWP are considering a state pension age (SPA) increase.