Pensions freedoms have brought financial flexibility for those entering retirement age, however you must be aware of the consequences of withdrawing lump sums from your pension pot, especially if you plan on doing so before retirement age.

Tagged: pensions, Financial Planning, financial advice, retirement

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May 16, 2018

In The News, Money Management, Pensions, Property and Mortgages, Retirement, Savings and Investments

35 Year Olds Should Have Double Their Salary in Savings

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May 16, 2018

In The News, Money Management, Pensions, Property and Mortgages, Retirement, Savings and Investments

According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.

Tagged: savings, investment, millennials, pensions

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May 11, 2018

Charles James, Interest Rates, In The News

Bank of England Holds Interest Rates at 0.5%

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May 11, 2018

Charles James, Interest Rates, In The News

Despite predictions that interest rates would increase in May, the Bank of England has held rates at 0.5%, after they also cut growth forecasts for 2018.

Tagged: bank of england, interest rates

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May 3, 2018

Charles James, In The News, Property and Mortgages, Savings and Investments

How To Buy a House With A Lifetime ISA

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May 3, 2018

Charles James, In The News, Property and Mortgages, Savings and Investments

Lifetime ISAs are almost a year old, but many people are still confused about how to claim their 25% interest.

Tagged: lifetime ISA, Help to Buy, mortgage, housing market, First Time buyers, Financial Advice

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April 27, 2018

Retirement, Savings and Investments, In The News, Charles James

25% of Pensioner Households Have Zero Savings

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April 27, 2018

Retirement, Savings and Investments, In The News, Charles James

Latest government figures reveal that a quarter of all pensioner households have no money saved for retirement.

Tagged: Pensions, retirement, financial advice, Financial Planning

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April 18, 2018

Charles James, Savings and Investments

Simple Steps To Start Saving

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April 18, 2018

Charles James, Savings and Investments

Most people would like to build up a healthy rainy day fund, but many struggle to get started and structure their saving. We take a look at some simple steps to kick starting your savings accounts.

Tagged: savings, savings accounts

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April 10, 2018

Charles James, In The News, Tax, Property and Mortgages, Retirement, Pensions

Taxation Changes For The New Tax Year

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April 10, 2018

Charles James, In The News, Tax, Property and Mortgages, Retirement, Pensions

The new tax year has arrived, and with it comes sweeping changes to the way you pay tax…

Tagged: tax, income tax, dividends, buy to let, Isas

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March 29, 2018

In The News, Money Management, Savings and Investments

A Fifth of Parents Have Borrowed From Their Children

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March 29, 2018

In The News, Money Management, Savings and Investments

New research has shown that 19% of parents have borrowed cash from a child’s savings account.

Tagged: children savings, Savings, savings accounts

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March 22, 2018

Charles James, In The News, Savings and Investments

Could Interest Rates Increase in May?

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March 22, 2018

Charles James, In The News, Savings and Investments

The Bank of England has so far kept interest rates on hold, but there are indications that they could rise in the near future…

Tagged: interest rates, bank of england

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March 15, 2018

Saving Rates Highest Since 2016

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March 15, 2018

New analysis shows that notice savings accounts have reached their highest rates since 2016.

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March 8, 2018

Charles James, In The News, Pensions

Government To Ban Unsolicited Pensions Calls

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March 8, 2018

Charles James, In The News, Pensions

Following pressure from numerous groups, the government will ban cold calls relating to pensions as of this summer.

Tagged: pension, scams

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February 28, 2018

In The News, Charles James, Property and Mortgages

Why You Should Remortgage Sooner Rather Than Later

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February 28, 2018

In The News, Charles James, Property and Mortgages

With interest rates set to rise, now could be the best time to take out a new mortgage.

Tagged: mortgage, mortgage broker, mortgage lending, remortgage

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February 21, 2018

In The News, Charles James, Employee Benefits, Pensions, Savings and Investments

Pension Contributions Set To Rise

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February 21, 2018

In The News, Charles James, Employee Benefits, Pensions, Savings and Investments

Millions of British workers will see their automatic pension contributions increase from April this year.

Tagged: pension, Auto-enrolment, Retirement

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February 16, 2018

Charles James, In The News, Money Management

The Deadline for Old £10 Notes is Approaching

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February 16, 2018

Charles James, In The News, Money Management

If you have any old paper £10 notes, you should think about getting rid of them as soon as possible...

Tagged: £10 note, legal tender, currency, pound, pound coin

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February 1, 2018

Property and Mortgages, In The News

Mortgage Lending Drops to a 3 Year Low

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February 1, 2018

Property and Mortgages, In The News

New mortgages for houses fell to the lowest amount since January 2015.

Tagged: mortgages, mortgage lending, housing market

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January 24, 2018

In The News, Charles James

Can You Spot Financial Scams?

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January 24, 2018

In The News, Charles James

After just 9% of people were able to identify scam texts and emails, an official campaign has been launched to help people spot foul play.

Tagged: financial advice, fraud, financial fraud, scams

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January 19, 2018

Wills

Will Disputes Rise Over Christmas

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January 19, 2018

Wills

Arguments during the festive period may have caused a spike in will amendments.

Tagged: Wills, will amendments

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January 5, 2018

Money Management in 2018

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January 5, 2018

If you are looking to organise your finances as part of your New Years resolutions, there are a number of simple and practical steps you can take today to put you on the right path.

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