Whether or not you are able to take out a mortgage depends on your ability to repay the loan, or rather, your lender’s confidence in your ability to repay.
The latest homebuyers’ survey from Which? has found that many people regret some of the compromises they have made when buying their home.
In such uncertain economic times, it can be confusing as to whether or not you should pay off your mortgage early, provided you are able to .
When repaying your mortgage, there may be one solution that is better for you than others. There are three different ways you can arrange repayment of a mortgage, with each varying on the way in which repayments and interest is structured.
With young people struggling to get on the housing ladder, around 54% of families will use cash savings to help relatives purchase their first house this year.
Those looking to get a foot on the housing ladder may be tempted to act sooner rather than later.
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
We look through the key points from the Autumn Budget, with a focus on taxation, housing and welfare.
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
When taking out a new mortgage, or even remortgaging, you will need to answer questions and provide information about your finances. Here’s what you can expect…
Despite the base interest rate increasing in November 2017 - the first increase in more than a decade - the Bank of England has announced another increase.
For the first time in 23 years, the number of first-time buyers has exceeded the number of current home owners looking to sell.
Mortgage rates look set to increase, with many in the industry claiming it is better to take out a mortgage sooner rather than later.
According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.
Lifetime ISAs are almost a year old, but many people are still confused about how to claim their 25% interest.
The new tax year has arrived, and with it comes sweeping changes to the way you pay tax…
With interest rates set to rise, now could be the best time to take out a new mortgage.
New mortgages for houses fell to the lowest amount since January 2015.
A large number of customers in the UK do not realise that a wider range of mortgage product choices are available from mortgage brokers.
The 2017 Budget was delivered on 22nd November by Chancellor Philip Hammond, and contained big changes, particularly for first time buyers.