Whether or not you are able to take out a mortgage depends on your ability to repay the loan, or rather, your lender’s confidence in your ability to repay.
The latest homebuyers’ survey from Which? has found that many people regret some of the compromises they have made when buying their home.
Being aware of the rules around leaving your pension to a beneficiary after you die can avoid lost money or confusion with wills.
Workers’ pension contributions are set to increase in the very near future.
Those looking to get a foot on the housing ladder may be tempted to act sooner rather than later.
Perhaps you have a New Year’s Resolution to open a new savings account this year. With so many products on the market, it can be quite confusing when looking for the right savings account. The Money Advice Service have some tips on how to narrow your search for the right savings product...
It’s never a bad time to save money into a retirement fund, however there are big changes coming to pensions in 2019, which you may want to read up on…
As Christmas approaches, experts highlight the dangers of shopping online with unknown retailers.
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
With the outlook for Brexit constantly changing, the significant progress made on an exit deal this week takes us a step closer to leaving the EU, but what comes next?
We look through the key points from the Autumn Budget, with a focus on taxation, housing and welfare.
As we enter the final 6 months of the UK’s EU membership, we take a look at the coming months and break down each stage of the process.
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
Banks may soon be forced to offer a minimum interest rate in an attempt to tackle poor returns on customers’ savings.
For the first time in 23 years, the number of first-time buyers has exceeded the number of current home owners looking to sell.
A rise in consumer spending has seen savings levels drop to their lowest level in 13 years.
Hundreds of thousands of over 40s are at risk of being left short when it comes to their retirement savings.
Pensions freedoms have brought financial flexibility for those entering retirement age, however you must be aware of the consequences of withdrawing lump sums from your pension pot, especially if you plan on doing so before retirement age.
According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.
New research has shown that 19% of parents have borrowed cash from a child’s savings account.