Whether or not you are able to take out a mortgage depends on your ability to repay the loan, or rather, your lender’s confidence in your ability to repay.
The latest homebuyers’ survey from Which? has found that many people regret some of the compromises they have made when buying their home.
The State Pension conditions have gradually changed, leaving many confused as to when they are allowed to claim it and how much they are entitled to.
New research from Citizens Advice suggests that the average home insurance premium of loyal customers increases as each year with their provider passes.
Those aged 43 - 54 account for the largest percentage of overall pension contributions, however they still aren’t contributing as much as they should be.
Wages are rising, borrowing is decreasing, however British savings as a percentage of income are at historic lows.
In such uncertain economic times, it can be confusing as to whether or not you should pay off your mortgage early, provided you are able to .
When repaying your mortgage, there may be one solution that is better for you than others. There are three different ways you can arrange repayment of a mortgage, with each varying on the way in which repayments and interest is structured.
With young people struggling to get on the housing ladder, around 54% of families will use cash savings to help relatives purchase their first house this year.
Being aware of the rules around leaving your pension to a beneficiary after you die can avoid lost money or confusion with wills.
Workers’ pension contributions are set to increase in the very near future.
Those looking to get a foot on the housing ladder may be tempted to act sooner rather than later.
Perhaps you have a New Year’s Resolution to open a new savings account this year. With so many products on the market, it can be quite confusing when looking for the right savings account. The Money Advice Service have some tips on how to narrow your search for the right savings product...
As heavy snowfall and ice is forecast to hit the UK, you need to ensure your home is insured for snow and water damage.
It’s never a bad time to save money into a retirement fund, however there are big changes coming to pensions in 2019, which you may want to read up on…
As Christmas approaches, experts highlight the dangers of shopping online with unknown retailers.
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
As ski season approaches, The Foreign Office has advised that they are not able to pay the medical bills of British skiers that are injured on the slopes, making comprehensive travel insurance all the more important.
With the outlook for Brexit constantly changing, the significant progress made on an exit deal this week takes us a step closer to leaving the EU, but what comes next?
We look through the key points from the Autumn Budget, with a focus on taxation, housing and welfare.